{"id":45893,"date":"2025-10-28T21:48:46","date_gmt":"2025-10-28T14:48:46","guid":{"rendered":"https:\/\/ecomobi.com\/?p=45138"},"modified":"2025-11-10T14:21:05","modified_gmt":"2025-11-10T07:21:05","slug":"xu-huong-mua-truoc-tra-sau-currentyear-dong-luc-tang-truong-cho-affiliate-tai-chinh","status":"publish","type":"post","link":"https:\/\/ecomobi.com\/vi\/xu-huong-mua-truoc-tra-sau-currentyear-dong-luc-tang-truong-cho-affiliate-tai-chinh\/","title":{"rendered":"Xu h\u01b0\u1edbng Mua Tr\u01b0\u1edbc Tr\u1ea3 Sau 2025: \u0110\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng cho affiliate t\u00e0i ch\u00ednh"},"content":{"rendered":"\n<p><em>Th\u00f3i quen ti\u00eau d\u00f9ng to\u00e0n c\u1ea7u \u0111ang tr\u1ea3i qua m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng mang t\u00ean<\/em><strong><em> &#8220;Mua Tr\u01b0\u1edbc Tr\u1ea3 Sau&#8221; (Buy Now, Pay Later &#8211; BNPL)<\/em><\/strong><em>. \u0110\u00e2y kh\u00f4ng c\u00f2n l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn thanh to\u00e1n \u0111\u01a1n thu\u1ea7n, m\u00e0 m\u00e0 l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p t\u1ea5t y\u1ebfu cho &#8220;<\/em><strong><em>kho\u1ea3ng tr\u1ed1ng t\u00edn d\u1ee5ng<\/em><\/strong><em>&#8221; kh\u1ed5ng l\u1ed3 m\u00e0 th\u1ebf h\u1ec7 tr\u1ebb Vi\u1ec7t Nam \u0111ang \u0111\u1ed1i m\u1eb7t. B\u00e1o c\u00e1o n\u00e0y, <a href=\"https:\/\/ecomobi.com\/ecomobi\/vi\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Ecomobi<\/mark><\/strong><\/a> s\u1ebd ph\u00e2n t\u00edch s\u00e2u v\u1ec1 s\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a xu h\u01b0\u1edbng mua tr\u01b0\u1edbc tr\u1ea3 sau v\u00e0 quan tr\u1ecdng nh\u1ea5t, ch\u1ec9 ra c\u01a1 h\u1ed9i &#8220;v\u00e0ng&#8221; m\u00e0 n\u00f3 \u0111ang m\u1edf ra cho c\u00e1c nh\u00e0 ti\u1ebfp th\u1ecb li\u00ean k\u1ebft trong l\u0129nh v\u1ef1c affiliate t\u00e0i ch\u00ednh.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u201cMua tr\u01b0\u1edbc, tr\u1ea3 sau\u201d &#8211; xu h\u01b0\u1edbng chi ti\u00eau \u0111ang b\u00f9ng n\u1ed5 trong gi\u1edbi tr\u1ebb<\/mark><\/h2>\n\n\n\n<p>N\u1ebfu b\u1ea1n t\u1eebng nghe c\u1ee5m t\u1eeb \u201cBuy Now, Pay Later\u201d (BNPL) v\u00e0 ngh\u0129 \u0111\u00f3 ch\u1ec9 l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c tr\u1ea3 g\u00f3p th\u00f4ng th\u01b0\u1eddng, c\u00f3 l\u1ebd b\u1ea1n \u0111\u00e3 b\u1ecf l\u1ee1 m\u1ed9t cu\u1ed9c <strong>c\u00e1ch m\u1ea1ng t\u00e0i ch\u00ednh <\/strong>\u0111ang \u0111\u1ecbnh h\u00ecnh l\u1ea1i h\u00e0nh vi chi ti\u00eau c\u1ee7a c\u1ea3 th\u1ebf h\u1ec7 Gen Z v\u00e0 Millennials.<\/p>\n\n\n\n<p>\u0110\u1ec3 hi\u1ec3u r\u00f5 quy m\u00f4 c\u1ee7a xu h\u01b0\u1edbng n\u00e0y, h\u00e3y nh\u00ecn v\u00e0o c\u00e1c s\u1ed1 li\u1ec7u.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Theo b\u00e1o c\u00e1o c\u1ee7a Research and Markets, th\u1ecb tr\u01b0\u1eddng BNPL t\u1ea1i Vi\u1ec7t Nam \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd \u0111\u1ea1t 4,41 t\u1ef7 USD v\u00e0o n\u0103m 2029<\/li>\n\n\n\n<li>T\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng k\u00e9p h\u00e0ng n\u0103m (CAGR) l\u00e0 <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">31.3%<\/mark><\/strong> trong giai \u0111o\u1ea1n 2024 &#8211; 2029 &#8211; n\u1eb1m trong nh\u00f3m t\u0103ng tr\u01b0\u1edfng nhanh nh\u1ea5t.&nbsp;<\/li>\n\n\n\n<li>V\u00e0 v\u1edbi vi\u1ec7c t\u1ef7 l\u1ec7 s\u1edf h\u1eefu th\u1ebb t\u00edn d\u1ee5ng tr\u00ean to\u00e0n d\u00e2n c\u00f2n th\u1ea5p &#8211; kho\u1ea3ng<strong> <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">4.5%<\/mark><\/strong> (<a href=\"https:\/\/fiingroup.vn\/NewsInsights\/Detail\/11128710\" target=\"_blank\" rel=\"noopener\">Vietnam Credit Card Market Report 2024<\/a>) th\u00ec c\u00f3 th\u1ec3 th\u1ea5y r\u00f5 \u201cd\u01b0 \u0111\u1ecba\u201d \u0111\u1ec3 thu h\u00fat ng\u01b0\u1eddi d\u00f9ng l\u00e0 r\u1ea5t l\u1edbn. \u0110\u00e2y ch\u00ednh l\u00e0 l\u00fac c\u00e1c affiliates c\u1ea7n t\u1eadn d\u1ee5ng \u0111\u1ec3 \u0111\u00f3n \u0111\u1ea7u xu h\u01b0\u1edbng.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/ecomobi.com\/wp-content\/uploads\/2025\/10\/So-lieu-the-hien-tiem-nang-cua-thi-truong-mua-truoc-tra-sau-tai-Viet-Nam.webp\" alt=\"Infographic v\u1ec1 &quot;kho\u1ea3ng tr\u1ed1ng t\u00edn d\u1ee5ng&quot; t\u1ea1i Vi\u1ec7t Nam, cho th\u1ea5y ti\u1ec1m n\u0103ng kh\u1ed5ng l\u1ed3 c\u1ee7a m\u00f4 h\u00ecnh mua tr\u01b0\u1edbc tr\u1ea3 sau (BNPL) v\u00e0 chi\u1ebfn d\u1ecbch affiliate t\u00e0i ch\u00ednh c\u1ee7a Kredivo\"\/><figcaption class=\"wp-element-caption\">Hi\u1ec3u r\u00f5 v\u1ec1 th\u1ecb tr\u01b0\u1eddng Mua tr\u01b0\u1edbc tr\u1ea3 sau \u0111\u1ec3 th\u1ea5y c\u01a1 h\u1ed9i t\u1eeb chi\u1ebfn d\u1ecbch mua tr\u01b0\u1edbc tr\u1ea3 sau c\u1ee7a Kredivo d\u00e0nh cho c\u00e1c nh\u00e0 l\u00e0m affiliate t\u00e0i ch\u00ednh<\/figcaption><\/figure>\n<\/div>\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong><em>Ng\u01b0\u1eddi d\u00f9ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 Gen Z, xem BNPL kh\u00f4ng ph\u1ea3i l\u00e0 &#8220;n\u1ee3&#8221;, m\u00e0 l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n th\u00f4ng minh, ti\u1ec7n l\u1ee3i v\u00e0 d\u1ec5 ti\u1ebfp c\u1eadn h\u01a1n th\u1ebb t\u00edn d\u1ee5ng g\u1ea5p nhi\u1ec1u l\u1ea7n.<\/em><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>S\u1ef1 t\u0103ng tr\u01b0\u1edfng phi m\u00e3 n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 ng\u1eabu nhi\u00ean. N\u00f3 \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi s\u1ef1 thay \u0111\u1ed5i trong h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S\u1ef1 d\u1ecbch chuy\u1ec3n kh\u1ecfi th\u1ebb t\u00edn d\u1ee5ng:<\/strong> Gi\u1edbi tr\u1ebb ng\u00e0y nay ng\u00e0y c\u00e0ng e ng\u1ea1i c\u00e1c th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p, l\u00e3i su\u1ea5t cao v\u00e0 c\u00e1c lo\u1ea1i ph\u00ed \u1ea9n c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng truy\u1ec1n th\u1ed1ng.<\/li>\n\n\n\n<li><strong>Nhu c\u1ea7u s\u1edf h\u1eefu t\u1ee9c th\u00ec: <\/strong>Trong k\u1ef7 nguy\u00ean s\u1ed1, mong mu\u1ed1n tr\u1ea3i nghi\u1ec7m v\u00e0 s\u1edf h\u1eefu s\u1ea3n ph\u1ea9m ngay l\u1eadp t\u1ee9c tr\u1edf n\u00ean m\u1ea1nh m\u1ebd h\u01a1n bao gi\u1edd h\u1ebft.<\/li>\n\n\n\n<li><strong>S\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a E-commerce:<\/strong> C\u00e1c n\u1ec1n t\u1ea3ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed t\u00edch h\u1ee3p BNPL \u0111\u00e3 t\u1ea1o ra m\u1ed9t tr\u1ea3i nghi\u1ec7m mua s\u1eafm li\u1ec1n m\u1ea1ch, ti\u1ec7n l\u1ee3i v\u00e0 c\u1ef1c k\u1ef3 h\u1ea5p d\u1eabn.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Insight cho Affiliate: <\/mark><\/strong>Th\u1ecb tr\u01b0\u1eddng \u0111ang t\u1ef1 t\u1ea1o ra m\u1ed9t l\u01b0\u1ee3ng c\u1ea7u kh\u1ed5ng l\u1ed3. Vi\u1ec7c c\u1ee7a b\u1ea1n kh\u00f4ng ph\u1ea3i l\u00e0 t\u1ea1o ra nhu c\u1ea7u, m\u00e0 l\u00e0 ch\u1ec9 cho ng\u01b0\u1eddi d\u00f9ng gi\u1ea3i ph\u00e1p \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u00f3 s\u1eb5n \u0111\u00f3.<\/p>\n<\/blockquote>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/ecomobi.com\/wp-content\/uploads\/2025\/10\/Tham-gia-vao-ngach-affiliate-tai-chinh-mang-lai-doanh-thu-lon-cho-pubslihers.webp\" alt=\"Tham gia c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh affiliate t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1eadn d\u1ee5ng s\u1ef1 b\u00f9ng n\u1ed5, t\u1ed1i \u01b0u h\u00f3a doanh thu\"\/><figcaption class=\"wp-element-caption\">Ti\u1ec1m n\u0103ng c\u1ee7a l\u0129nh v\u1ef1c affiliate t\u00e0i ch\u00ednh l\u00e0 r\u1ea5t l\u1edbn &#8211; m\u1edf ra nhi\u1ec1u c\u01a1 h\u1ed9i ki\u1ebfm ti\u1ec1n tuy\u1ec7t v\u1eddi cho c\u00e1c affiliates<\/figcaption><\/figure>\n<\/div>\n\n\n<p style=\"height: 20px;\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Gi\u1ea3i m\u00e3 t\u00e2m l\u00fd: V\u00ec sao \u201cMua tr\u01b0\u1edbc tr\u1ea3 sau\u201d l\u1ea1i \u0111\u01b0\u1ee3c y\u00eau th\u00edch \u0111\u1ebfn v\u1eady?<\/mark><\/h2>\n\n\n\n<p>\u0110\u1ec3 qu\u1ea3ng b\u00e1 th\u00e0nh c\u00f4ng m\u1ed9t s\u1ea3n ph\u1ea9m, b\u1ea1n ph\u1ea3i hi\u1ec3u s\u00e2u s\u1eafc t\u1ec7p kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh. V\u1edbi c\u00e1c chi\u1ebfn d\u1ecbch affiliate t\u00e0i ch\u00ednh nh\u01b0 BNPL, \u0111\u1ed1i t\u01b0\u1ee3ng ch\u00ednh l\u00e0 Gen Z v\u00e0 Millennials.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>H\u1ecd khao kh\u00e1t s\u1ef1 minh b\u1ea1ch v\u00e0 ki\u1ec3m so\u00e1t: <\/strong>BNPL cung c\u1ea5p c\u00e1c k\u1ef3 h\u1ea1n thanh to\u00e1n r\u00f5 r\u00e0ng (th\u01b0\u1eddng l\u00e0 0% l\u00e3i su\u1ea5t cho c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn 1 &#8211; 6 th\u00e1ng), gi\u00fap h\u1ecd c\u1ea3m th\u1ea5y m\u00ecnh \u0111ang qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh m\u1ed9t c\u00e1ch th\u00f4ng minh, thay v\u00ec b\u1ecb m\u1eafc k\u1eb9t trong m\u1ed9t &#8220;v\u00f2ng xo\u00e1y n\u1ee3&#8221; kh\u00f4ng r\u00f5 r\u00e0ng.<\/li>\n\n\n\n<li><strong>H\u1ecd \u0111\u1ec1 cao s\u1ef1 ti\u1ec7n l\u1ee3i v\u00e0 t\u1ed1c \u0111\u1ed9: <\/strong>C\u00e1c \u1ee9ng d\u1ee5ng BNPL lo\u1ea1i b\u1ecf ho\u00e0n to\u00e0n c\u00e1c th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd r\u01b0\u1eddm r\u00e0. Quy tr\u00ecnh \u0111\u0103ng k\u00fd ch\u1ec9 m\u1ea5t v\u00e0i ph\u00fat ngay tr\u00ean smartphone l\u00e0 m\u1ed9t &#8220;\u0111i\u1ec3m ch\u1ea1m&#8221; ho\u00e0n h\u1ea3o v\u1edbi l\u1ed1i s\u1ed1ng nhanh c\u1ee7a gi\u1edbi tr\u1ebb.<\/li>\n\n\n\n<li><strong>H\u1ecd mu\u1ed1n &#8220;s\u1ed1ng gi\u00e0u tr\u1ea3i nghi\u1ec7m&#8221;: <\/strong>GenZ s\u1eb5n s\u00e0ng chi ti\u1ec1n kh\u00f4ng ch\u1ec9 cho s\u1ea3n ph\u1ea9m v\u1eadt ch\u1ea5t, m\u00e0 cho nh\u1eefng tr\u1ea3i nghi\u1ec7m: m\u1ed9t v\u00e9 concert c\u1ee7a th\u1ea7n t\u01b0\u1ee3ng, m\u1ed9t chuy\u1ebfn du l\u1ecbch t\u1ef1 t\u00fac, m\u1ed9t kh\u00f3a h\u1ecdc online, hay m\u1ed9t chi\u1ebfc \u0111i\u1ec7n tho\u1ea1i c\u1ea5u h\u00ecnh m\u1ea1nh \u0111\u1ec3 s\u00e1ng t\u1ea1o n\u1ed9i dung. BNPL cho ph\u00e9p h\u1ecd &#8220;ch\u1edbp&#8221; l\u1ea5y nh\u1eefng c\u01a1 h\u1ed9i tr\u1ea3i nghi\u1ec7m n\u00e0y ngay khi n\u00f3 xu\u1ea5t hi\u1ec7n. \u0110\u00e2y c\u0169ng l\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u1ed9ng l\u1ef1c th\u00fac \u0111\u1ea9y cho c\u00e1c <a href=\"https:\/\/ecomobi.com\/ecomobi\/vi\/kiem-tien-voi-tiep-thi-lien-ket-du-lich\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">ch\u01b0\u01a1ng tr\u00ecnh ti\u1ebfp th\u1ecb li\u00ean k\u1ebft du l\u1ecbch<\/mark><\/strong><\/a> c\u00f3 t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i t\u1ed1t v\u00e0 gi\u00fap c\u00e1c publisher ki\u1ebfm \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn cao. Tham kh\u1ea3o case study: <strong><a href=\"https:\/\/ecomobi.com\/ecomobi\/vi\/kiem-tien-online-voi-du-lich\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Ki\u1ebfm ti\u1ec1n online v\u1edbi du l\u1ecbch l\u00ean t\u1edbi 50.000USD\/th\u00e1ng.<\/mark><\/a><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><\/mark><\/strong><\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/ecomobi.com\/wp-content\/uploads\/2025\/10\/Gen-Z-va-Millennials-tai-Viet-Nam-the-hien-nhu-cau-tang-cao-doi-voi-hinh-thuc-Mua-Truoc-Tra-Sau-Buy-Now-Pay-Later.webp\" alt=\"M\u1ed9t ng\u01b0\u1eddi d\u00f9ng Gen Z th\u1ec3 hi\u1ec7n nhu c\u1ea7u mua tr\u01b0\u1edbc tr\u1ea3 sau, t\u1ea1o ra c\u01a1 h\u1ed9i cho chi\u1ebfn d\u1ecbch affiliate t\u00e0i ch\u00ednh Kredivo trong l\u0129nh v\u1ef1c BNPL\"\/><figcaption class=\"wp-element-caption\">Caption Gen Z v\u00e0 Millennials Vi\u1ec7t Nam c\u00f3 nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m h\u00e0nh vi ti\u00eau d\u00f9ng r\u1ea5t ri\u00eang bi\u1ec7t, v\u00e0 \u0111\u00e2y ch\u00ednh l\u00e0 ch\u00eca kh\u00f3a \u0111\u1ec3 t\u1ea1o ra chuy\u1ec3n \u0111\u1ed5i c\u1ef1c t\u1ed1t affiliate t\u00e0i ch\u00ednh<\/figcaption><\/figure>\n<\/div>\n\n\n<p>Theo b\u00e1o c\u00e1o v\u00e0 ph\u00e2n t\u00edch c\u1ee7a <a href=\"https:\/\/www.tracedataresearch.com\/industry-report\/vietnam-buy-now-pay-later-market\" target=\"_blank\" rel=\"noopener\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">TraceData Research (2025)<\/mark><\/strong><\/a>, nh\u00f3m ng\u01b0\u1eddi d\u00f9ng BNPL t\u1ea1i Vi\u1ec7t Nam d\u01b0\u1edbi 30 tu\u1ed5i, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong \u0111\u1ed9 tu\u1ed5i 21 &#8211; 30, chi\u1ebfm t\u1ef7 l\u1ec7 l\u1edbn nh\u1ea5t trong t\u1ed5ng s\u1ed1 ng\u01b0\u1eddi d\u00f9ng BNPL. Nhu c\u1ea7u thanh to\u00e1n ch\u1ee7 y\u1ebfu cho c\u00e1c m\u1eb7t h\u00e0ng c\u00f4ng ngh\u1ec7 \u0111i\u1ec7n t\u1eed v\u00e0 thi\u1ebft b\u1ecb, th\u1eddi trang, v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn du l\u1ecbch, gi\u00e1o d\u1ee5c, s\u1ee9c kho\u1ebb.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/ecomobi.com\/wp-content\/uploads\/2025\/10\/Phan-khuc-thi-truong-dich-vu-Mua-Truoc-Tra-Sau-Buy-Now-Pay-Later-tai-Viet-Nam-theo-nhom-nguoi-dung-cuoi-end-user.webp\" alt=\"Ph\u00e2n kh\u00fac th\u1ecb tr\u01b0\u1eddng d\u1ecbch v\u1ee5 mua tr\u01b0\u1edbc tr\u1ea3 sau t\u1ea1i Vi\u1ec7t Nam theo ng\u01b0\u1eddi d\u00f9ng cu\u1ed1i\"\/><figcaption class=\"wp-element-caption\">Ph\u00e2n kh\u00fac th\u1ecb tr\u01b0\u1eddng d\u1ecbch v\u1ee5 mua tr\u01b0\u1edbc tr\u1ea3 sau t\u1ea1i Vi\u1ec7t Nam theo ng\u01b0\u1eddi d\u00f9ng cu\u1ed1i<\/figcaption><\/figure>\n\n\n\n<p style=\"height: 20px;\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Khi xu h\u01b0\u1edbng ti\u00eau d\u00f9ng m\u1edf ra c\u01a1 h\u1ed9i ki\u1ebfm ti\u1ec1n m\u1edbi cho Publisher &amp; Creator<\/mark><\/h2>\n\n\n\n<p>\u0110\u1eb1ng sau m\u1ed7i tr\u00e0o l\u01b0u ti\u00eau d\u00f9ng l\u00e0 m\u1ed9t l\u00e0n s\u00f3ng c\u01a1 h\u1ed9i ki\u1ebfm ti\u1ec1n cho nh\u1eefng ai bi\u1ebft n\u1eafm b\u1eaft. Khi ng\u01b0\u1eddi d\u00f9ng ng\u00e0y c\u00e0ng tin t\u01b0\u1edfng v\u00e0o c\u00e1c \u1ee9ng d\u1ee5ng t\u00e0i ch\u00ednh s\u1ed1 nh\u01b0 Kredivo, Shopee PayLater, MoMo, VnPay,\u2026 th\u00ec nhu c\u1ea7u t\u00ecm hi\u1ec3u &#8211; \u0111\u0103ng k\u00fd &#8211; tr\u1ea3i nghi\u1ec7m mua tr\u01b0\u1edbc tr\u1ea3 sau c\u0169ng t\u0103ng m\u1ea1nh.<\/p>\n\n\n\n<p>V\u00e0 \u0111\u00f3 ch\u00ednh l\u00e0 th\u1eddi \u0111i\u1ec3m v\u00e0ng cho c\u00e1c Publisher, KOL, v\u00e0 Content Creator trong l\u0129nh v\u1ef1c Affiliate Marketing. Ch\u1ec9 c\u1ea7n chia s\u1ebb link, review app, ho\u1eb7c t\u1ea1o n\u1ed9i dung h\u01b0\u1edbng d\u1eabn s\u1eed d\u1ee5ng, b\u1ea1n \u0111\u00e3 c\u00f3 th\u1ec3 ki\u1ebfm hoa h\u1ed3ng t\u1eeb m\u1ed7i l\u01b0\u1ee3t active t\u00e0i kho\u1ea3n.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/ecomobi.com\/ecomobi\/vi\/xu-huong-mua-truoc-tra-sau-currentyear-dong-luc-tang-truong-cho-affiliate-tai-chinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Xu h\u01b0\u1edbng mua tr\u01b0\u1edbc tr\u1ea3 sau<\/mark><\/a><\/strong> \u0111\u00e3 t\u1ea1o ra m\u1ed9t s\u00e2n ch\u01a1i ho\u00e0n h\u1ea3o cho m\u00f4 h\u00ecnh n\u00e0y. C\u00e1c chi\u1ebfn d\u1ecbch BNPL c\u00f3 t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i v\u01b0\u1ee3t tr\u1ed9i v\u00ec:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Th\u1ecb tr\u01b0\u1eddng \u0111\u1ee7 l\u1edbn: <\/strong>Nhu c\u1ea7u \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ecbnh h\u00ecnh v\u00e0 \u0111ang t\u0103ng tr\u01b0\u1edfng phi m\u00e3.<\/li>\n\n\n\n<li><strong>R\u00e0o c\u1ea3n th\u1ea5p: <\/strong>Ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng c\u1ea3m th\u1ea5y nh\u01b0 \u0111ang &#8220;\u0111i vay&#8221;, m\u00e0 l\u00e0 \u0111ang s\u1eed d\u1ee5ng m\u1ed9t c\u00f4ng c\u1ee5 thanh to\u00e1n th\u00f4ng minh.<\/li>\n\n\n\n<li><strong>C\u1ea1nh tranh ch\u01b0a b\u00e3o h\u00f2a<\/strong>: So v\u1edbi c\u00e1c ng\u00e1ch affiliate kh\u00e1c nh\u01b0 E-commerce hay Game, m\u1ea3ng BNPL v\u1eabn c\u00f2n r\u1ea5t nhi\u1ec1u &#8220;\u0111\u1ea5t di\u1ec5n&#8221;. \u0110\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m ho\u00e0n h\u1ea3o \u0111\u1ec3 x\u00e2y d\u1ef1ng uy t\u00edn v\u00e0 tr\u1edf th\u00e0nh &#8220;top publisher&#8221; trong l\u0129nh v\u1ef1c n\u00e0y.<\/li>\n\n\n\n<li><strong>N\u1ed9i dung d\u1ec5 s\u00e1ng t\u1ea1o: <\/strong>B\u1ea1n c\u00f3 th\u1ec3 l\u1ed3ng gh\u00e9p BNPL v\u00e0o h\u1ea7u h\u1ebft m\u1ecdi ng\u00e1ch n\u1ed9i dung: review c\u00f4ng ngh\u1ec7, th\u1eddi trang, du l\u1ecbch, \u0111\u1ed3 gia d\u1ee5ng&#8230;<\/li>\n\n\n\n<li><strong>Nhu c\u1ea7u lu\u00f4n t\u1ed3n t\u1ea1i: <\/strong>Ch\u1eebng n\u00e0o ng\u01b0\u1eddi ta c\u00f2n mua s\u1eafm, ch\u1eebng \u0111\u00f3 BNPL c\u00f2n &#8220;\u0111\u1ea5t di\u1ec5n&#8221; v\u00e0 s\u1ef1 c\u1ed9ng h\u01b0\u1edfng t\u1eeb c\u00e1c m\u00f9a mua s\u1eafm nh\u01b0 c\u00e1c d\u1ecbp l\u1ec5 T\u1ebft, m\u00f9a t\u1ef1u tr\u01b0\u1eddng, v\u00e0 c\u00e1c ng\u00e0y sale l\u1edbn (11\/11, Black Friday).<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/ecomobi.com\/wp-content\/uploads\/2025\/10\/Thi-truong-mua-truoc-tra-sau-dang-buoc-vao-thoi-ky-vang-va-la-co-hoi-kiem-tien-cho-affiliates.webp\" alt=\"Th\u1ecb tr\u01b0\u1eddng li\u00ean k\u1ebft t\u00e0i ch\u00ednh cho BNPL t\u1ea1i Vi\u1ec7t Nam \u0111ang trong th\u1eddi k\u1ef3 ho\u00e0ng kim\"\/><figcaption class=\"wp-element-caption\">Th\u1ecb tr\u01b0\u1eddng li\u00ean k\u1ebft t\u00e0i ch\u00ednh cho BNPL t\u1ea1i Vi\u1ec7t Nam \u0111ang trong th\u1eddi k\u1ef3 ho\u00e0ng kim<\/figcaption><\/figure>\n\n\n\n<p style=\"height: 20px;\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Kredivo &#8211; C\u01a1 h\u1ed9i d\u1eabn \u0111\u1ea7u l\u00e0n s\u00f3ng BNPL v\u00e0 Affiliate t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam<\/mark><\/h2>\n\n\n\n<p>Trong s\u1ed1 c\u00e1c n\u1ec1n t\u1ea3ng BNPL \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh, Kredivo l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1i t\u00ean n\u1ed5i b\u1eadt nh\u1ea5t t\u1ea1i Vi\u1ec7t Nam v\u00e0 l\u00e0 l\u1ef1a ch\u1ecdn s\u00e1ng gi\u00e1 nh\u1ea5t cho c\u00e1c nh\u00e0 l\u00e0m <strong>affiliate t\u00e0i ch\u00ednh<\/strong>. \u1ee8ng d\u1ee5ng n\u00e0y cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng mua h\u00e0ng tr\u01b0\u1edbc &#8211; tr\u1ea3 sau linh ho\u1ea1t qua c\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0 Tiki, Shopee, Sendo, FPT Shop\u2026 m\u00e0 kh\u00f4ng c\u1ea7n th\u1ebb t\u00edn d\u1ee5ng.<\/p>\n\n\n\n<p>M\u1ed9t v\u00e0i con s\u1ed1 \u1ea5n t\u01b0\u1ee3ng v\u1ec1 Kredivo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u01a1n<strong> 10 tri\u1ec7u ng\u01b0\u1eddi<\/strong> d\u00f9ng t\u1ea1i \u0110\u00f4ng Nam \u00c1<\/li>\n\n\n\n<li>C\u00f3 m\u1eb7t t\u1ea1i Indonesia, Philippines, Vi\u1ec7t Nam<\/li>\n\n\n\n<li>H\u1ee3p t\u00e1c c\u00f9ng <strong>h\u00e0ng ngh\u00ecn \u0111\u1ed1i t\u00e1c<\/strong> th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed<\/li>\n\n\n\n<li>T\u1ef7 l\u1ec7<strong> duy\u1ec7t h\u1ed3 s\u01a1 nhanh<\/strong>, giao di\u1ec7n th\u00e2n thi\u1ec7n, uy t\u00edn cao.<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u1eb7c bi\u1ec7t, <a href=\"https:\/\/ecomobi.com\/ecomobi\/vi\/kredivo-affiliate-nhan-ngay-5-luot-dang-ky\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Kredivo Affiliate Campaign<\/mark><\/strong><\/a> hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c tri\u1ec3n khai qua n\u1ec1n t\u1ea3ng Ecomobi v\u1edbi hoa h\u1ed3ng cao nh\u1ea5t th\u1ecb tr\u01b0\u1eddng <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">5$\/actvie user<\/mark><\/strong> mang \u0111\u1ebfn c\u01a1 h\u1ed9i ki\u1ebfm hoa h\u1ed3ng h\u1ea5p d\u1eabn cho c\u00e1c publisher, creator v\u00e0 ng\u01b0\u1eddi l\u00e0m n\u1ed9i dung t\u00e0i ch\u00ednh.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/ecomobi.com\/wp-content\/uploads\/2025\/10\/Tham-gia-affiliate-tai-chinh-kiem-thu-nhap-khung-voi-Kredivo-affiliate-1024x576.webp\" alt=\"Tham gia affiliate tai chinh kiem thu nhap khung voi Kredivo affiliate\"\/><figcaption class=\"wp-element-caption\">Chi\u1ebfn d\u1ecbch affiliate t\u00e0i ch\u00ednh c\u1ee7a Kredivo tr\u00ean Ecomobi c\u00f3 hoa h\u1ed3ng cao nh\u1ea5t th\u1ecb tr\u01b0\u1eddng<\/figcaption><\/figure>\n<\/div>\n\n\n<p>Th\u1ecb tr\u01b0\u1eddng \u0111ang chuy\u1ec3n \u0111\u1ed9ng. Ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111ang thay \u0111\u1ed5i. Xu h\u01b0\u1edbng mua tr\u01b0\u1edbc tr\u1ea3 sau kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t tr\u00e0o l\u01b0u ng\u1eafn h\u1ea1n. N\u00f3 l\u00e0 s\u1ef1 ti\u1ebfn h\u00f3a t\u1ea5t y\u1ebfu c\u1ee7a h\u00e0nh vi ti\u00eau d\u00f9ng trong k\u1ef7 nguy\u00ean s\u1ed1. \u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 l\u00e0m affiliate, \u0111\u00e2y l\u00e0 m\u1ed9t \u0111\u1ea1i d\u01b0\u01a1ng xanh v\u1edbi ti\u1ec1m n\u0103ng khai th\u00e1c kh\u1ed5ng l\u1ed3.<\/p>\n\n\n\n<div>\n    <style>\n        .earning-container {\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            background-color: white;\n            border: 1px solid rgba(0, 0, 0, 0.06);\n            border-radius: 10px;\n            padding: 20px\n        }\n            \n        .earning-text {\n            font-size: 24px;\n            color: black;\n            margin-right: 10px;\n            margin-left: 10px;\n        }\n            \n        .earning-button {\n            background-color: #ee3244;\n            color: white !important;\n            font-weight: bold;\n            font-size:16px;\n            text-decoration: none;\n            padding: 10px 30px;\n            border-radius: 50px;\n            display: inline-block;\n            margin-left: 10px;\n            margin-right: 10px;\n        }\n    <\/style>\n    <div class=\"earning-container\">\n        <span class=\"earning-text\">Xem chi ti\u1ebft th\u00f4ng tin ch\u01b0\u01a1ng tr\u00ecnh<\/span>\n        <a class=\"earning-button\" href=\"https:\/\/docs.google.com\/spreadsheets\/d\/1UPfMfTydredJkPtPaI-_EEZ10jjfmX52TZsZdsqE2y0\/edit?usp=sharing\" target=\"_blank\" rel=\"noopener\">T\u1ea0I \u0110\u00c2Y &rsaquo;\n        <\/a>\n    <\/div>\n<\/div>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">C\u00e2u h\u1ecfi l\u00e0: b\u1ea1n \u0111\u00e3 b\u1eaft k\u1ecbp xu h\u01b0\u1edbng \u201cMua Tr\u01b0\u1edbc Tr\u1ea3 Sau\u201d ch\u01b0a?<\/mark><\/strong><\/p>\n\n\n\n<p>N\u1ebfu c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 ch\u01b0a, th\u00ec b\u00e2y gi\u1edd ch\u00ednh l\u00e0 th\u1eddi \u0111i\u1ec3m \u0111\u1ec3 h\u00e0nh \u0111\u1ed9ng. Vi\u1ec7c b\u1ecf l\u1ee1 l\u00e0n s\u00f3ng n\u00e0y c\u0169ng gi\u1ed1ng nh\u01b0 vi\u1ec7c b\u1ecf l\u1ee1 c\u01a1 h\u1ed9i v\u1edbi E-commerce hay Social Media c\u00e1ch \u0111\u00e2y m\u1ed9t th\u1eadp k\u1ef7. B\u1eaft \u0111\u1ea7u h\u00e0nh tr\u00ecnh chinh ph\u1ee5c th\u1ecb tr\u01b0\u1eddng affiliate t\u00e0i ch\u00ednh ngay h\u00f4m nay v\u1edbi chi\u1ebfn d\u1ecbch BNPL c\u1ee7a Kredivo &#8211; c\u01a1 h\u1ed9i mua tr\u01b0\u1edbc tr\u1ea3 sau b\u1ea1n kh\u00f4ng th\u1ec3 b\u1ecf l\u1ee1. <a href=\"https:\/\/account.passio.eco\/register?utm_source=MKT_SEO&amp;utm_medium=Blog&amp;utm_campaign=Button\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u0110\u0103ng k\u00fd mi\u1ec5n ph\u00ed t\u00e0i kho\u1ea3n<\/mark><\/strong><\/a> tr\u00ean Ecomobi<\/p>\n\n\n\n<p style=\"height: 20px;\"><\/p>\n\n\n\n<p>Contact us, <strong>Ecomobi<\/strong>:<br>&#8211; <strong>Fanpage<\/strong>:\u00a0<a href=\"https:\/\/www.facebook.com\/ecomobi.ssp\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.facebook.com\/ecomobi.ssp<\/a><br>&#8211; <strong>Instagram<\/strong>:\u00a0<a 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Do","author_link":"https:\/\/ecomobi.com\/vi\/author\/linhdo\/"},"uagb_comment_info":0,"uagb_excerpt":"Th\u00f3i quen ti\u00eau d\u00f9ng to\u00e0n c\u1ea7u \u0111ang tr\u1ea3i qua m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng mang t\u00ean &#8220;Mua Tr\u01b0\u1edbc Tr\u1ea3 Sau&#8221; (Buy Now, Pay Later &#8211; BNPL). \u0110\u00e2y kh\u00f4ng c\u00f2n l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn thanh to\u00e1n \u0111\u01a1n thu\u1ea7n, m\u00e0 m\u00e0 l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p t\u1ea5t y\u1ebfu cho &#8220;kho\u1ea3ng tr\u1ed1ng t\u00edn d\u1ee5ng&#8221; kh\u1ed5ng l\u1ed3 m\u00e0 th\u1ebf h\u1ec7 tr\u1ebb&hellip;","_links":{"self":[{"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/posts\/45893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/comments?post=45893"}],"version-history":[{"count":1,"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/posts\/45893\/revisions"}],"predecessor-version":[{"id":46163,"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/posts\/45893\/revisions\/46163"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/media\/45945"}],"wp:attachment":[{"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/media?parent=45893"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/categories?post=45893"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ecomobi.com\/vi\/wp-json\/wp\/v2\/tags?post=45893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}